The beauty – or contradiction – of life is that it is unpredictable. There is no guarantee that the good fortune and health that one is enjoying in the current moment will last forever. In fact, life has a curious way of changing in the blink of an eye. While some of these changes are good, the rest can be devastating.
Take the case of Sayoni Sinha* (46), an investment banker who went to the doctor for what she thought was a painful boil on her cheek. “The doctor ran a few tests. I was stunned when he told me that it was second stage skin cancer,” she says. “I immediately underwent treatment for it, and I am told that I will have to take medication all my life. I have to be very careful when I am out of doors because sunlight exposure is dangerous.” She says that the cost of treating the ailment has been tremendous. “I cannot even quit my job to rest because I need the money to pay for the treatment,” she laments.
Sayoni’s story is echoed across several households in India, where health is a subject many people are still casual about. Taking health insurance is a necessity in today’s time, especially in the light of several serious diseases striking down many Indians every year. “I was unaware that I could take a critical illness policy after my cancer was diagnosed,” Sayoni says. “It would have paid for my treatment but my ignorance led to my financial trouble. I urge all my friends and relatives to invest in critical illness insurance.”
Premium health insurance providers in India are offering a critical illness cover in their individual and family health policies. These pay for diagnostic tests, medical bills for up to a month before surgery, surgery costs and post-operative care, among other things. “I tell my patients to ask for critical illness insurance cover when I advise them on their options,” says Dr Ritesh Bangali*, a cardiac surgeon. “Critical illness cover in India is available with many good health insurance plans, and it must be taken at all costs,” he adds.
“My husband passed away after battling renal failure for two years,” remembers Colleen D’Souza*, a housewife. “Thankfully he had taken health insurance for the family and the plan offered a critical illness cover. We would not have been able to afford his treatment if we didn’t have the critical illness policy. The insurance money has also helped us after his death,” she explains.
A serious illness can take years to develop and manifest itself in the blink of an eye. It is not within the power of any individual to predict how his future will shape up. But every person is empowered to safeguard the future of his loved ones with a critical illness insurance cover. Not taking it is a folly of the highest order.
*Characters in the article are merely illustrative in nature.
Take the case of Sayoni Sinha* (46), an investment banker who went to the doctor for what she thought was a painful boil on her cheek. “The doctor ran a few tests. I was stunned when he told me that it was second stage skin cancer,” she says. “I immediately underwent treatment for it, and I am told that I will have to take medication all my life. I have to be very careful when I am out of doors because sunlight exposure is dangerous.” She says that the cost of treating the ailment has been tremendous. “I cannot even quit my job to rest because I need the money to pay for the treatment,” she laments.
Sayoni’s story is echoed across several households in India, where health is a subject many people are still casual about. Taking health insurance is a necessity in today’s time, especially in the light of several serious diseases striking down many Indians every year. “I was unaware that I could take a critical illness policy after my cancer was diagnosed,” Sayoni says. “It would have paid for my treatment but my ignorance led to my financial trouble. I urge all my friends and relatives to invest in critical illness insurance.”
Premium health insurance providers in India are offering a critical illness cover in their individual and family health policies. These pay for diagnostic tests, medical bills for up to a month before surgery, surgery costs and post-operative care, among other things. “I tell my patients to ask for critical illness insurance cover when I advise them on their options,” says Dr Ritesh Bangali*, a cardiac surgeon. “Critical illness cover in India is available with many good health insurance plans, and it must be taken at all costs,” he adds.
“My husband passed away after battling renal failure for two years,” remembers Colleen D’Souza*, a housewife. “Thankfully he had taken health insurance for the family and the plan offered a critical illness cover. We would not have been able to afford his treatment if we didn’t have the critical illness policy. The insurance money has also helped us after his death,” she explains.
A serious illness can take years to develop and manifest itself in the blink of an eye. It is not within the power of any individual to predict how his future will shape up. But every person is empowered to safeguard the future of his loved ones with a critical illness insurance cover. Not taking it is a folly of the highest order.
*Characters in the article are merely illustrative in nature.